Banks Said No. We Said Yes.

Fund ONE delivers fast, flexible capital for businesses that can't afford to wait. Direct funder. No brokers. No middlemen. No runaround.

Why We Built Fund ONE

$500M+
Funded
10,000+
Businesses
10-Min
Decisions
7 Days
A Week

Capital Structured Around YOUR Business — Not Ours

Every business is different. Every deal we structure is different too.

Most Popular

Merchant Cash Advance

Get a lump sum today and repay through a small percentage of your daily revenue. When business slows — you pay less. Simple, fast, and built for businesses that move fast.

Amount
$5K – $500K
Speed
Decision in Under 10 Mins
Term
3 – 18 Months
  • No fixed monthly payments
  • Approval based on revenue not just credit
  • No hard credit pull to apply
Best For: Retail, restaurants, e-commerce, service businesses
Predictable

Business Term Loan

Fixed daily or weekly payments over a defined term. Know exactly what you owe and when it ends. No surprises — ever.

Amount
$10K – $1M
Speed
Decision in Under 10 Mins
Term
6 – 36 Months
  • Fixed repayment schedule
  • Ideal for planned investments
  • Clear start and end date
Best For: Businesses with a specific capital need and a clear return on investment
Flexible

Business Line of Credit

Access a pre-approved limit and draw only what you need when you need it. Pay only for what you use. Revolves as you repay.

Amount
$10K – $250K
Speed
Decision in Under 10 Mins
Term
Revolving
  • Draw only what you need
  • Great for managing cash flow gaps
  • Only pay for what you use
Best For: Seasonal businesses, agencies, and contractors
Growth-Focused

Revenue-Based Financing

Growth capital in exchange for a percentage of your future monthly revenue. Your repayment scales with your income — so you never feel the pressure of a fixed payment during a slow month.

Amount
$25K – $2M
Speed
Decision in Under 10 Mins
Term
Revenue-Dependent
  • Repayment scales with your revenue
  • Higher funding amounts available
  • No equity dilution — you keep your business
Best For: SaaS, agencies, and high-growth businesses with recurring revenue

Do You Qualify? Most Businesses Do.

We keep it simple. If you are generating revenue and your business is active — there is a very good chance we can help.

6+ months in business
newer businesses considered case by case
$10,000+ monthly revenue
consistent revenue matters most
Active business bank account
3 months of statements typically required
No open bankruptcies
prior bankruptcies may still qualify
U.S. based business
all 50 states supported
No hard credit pull to apply

Funded in 3 Simple Steps

01

Apply in 60 Seconds

Complete our simple application. No hard credit pull. No obligation. Just basic business information. Takes less than a minute.

02

Get Your Offer

Submit a complete application and a decision can be made in under 10 minutes. Our team reviews your file and comes back with a real offer — fast.

03

Get Funded

Once you approve the terms and sign the agreement — funds are deposited directly into your business bank account. Often same day.

We Are Not a Bank.
We Are Your Capital Partner.

Banks look at your credit score. We look at your business. If you are generating revenue there is a very good chance we can get you funded — fast, fairly, and without the runaround.

Direct Funder — No Brokers
We are the source. No middlemen adding markup to your deal. Better rates, faster decisions, and full accountability to you directly.
Same-Day Funding Available
Apply in the morning. Funded by the afternoon. Speed is not a feature at Fund ONE — it is the standard.
Transparent Terms — No Surprises
We disclose everything before you sign anything. Factor rate, total payback, daily payment — all of it. No fine print. No gotchas.
Dedicated Account Manager
A real person who knows your business, answers your calls, and is with you from application to funding and beyond.

See Your Numbers in Real Time

Enter your amount, adjust the term and factor rate to see your estimated weekly payment. No commitment. Just clarity.

These are estimates only. Your actual rate and terms are based on your business performance and will be confirmed during underwriting. No hard credit pull required to find out what you qualify for.

Quick Estimate
$62,500
Total repayment at 1.25x factor rate
Funding Amount
$
Term Length26 weeks
1 wk156 wks
Factor Rate1.25x
1.10x3.0x
Est. Weekly
$2,404
Factor Rate
1.25x

Estimates only. Subject to underwriting approval.

MCA Decoded — By Fund ONE

We built this company for you — not for us. Here is everything we wish someone had told you first.

What is an MCA — In Plain English

Why We Built Fund ONE

The 3 Things That Kill an MCA Application

The Dos and Don'ts of Taking an MCA

Is an MCA Right For Your Business?

Real Businesses. Real Results.

We let our clients tell the story.

We needed capital fast to cover payroll during a slow month. Fund ONE made a decision in under 10 minutes and had us funded the same day. No runaround, no games.

Marcus T.
Restaurant Owner, Miami FL
$45,000 MCA

I've worked with three different lenders. Fund ONE is the only one that actually explained the terms clearly and delivered what they promised.

Sandra R.
E-Commerce Business Owner
$120,000 Term Loan

As an ISO partner, the commission structure and support from Fund ONE is unmatched. My clients get funded and I get paid quickly.

James L.
ISO Partner
Partner Program

Become a Fund ONE Partner

Are you a broker, ISO, financial advisor, accountant, or attorney? Our partner program pays some of the highest commissions in the industry — and we actually close deals.

Industry-leading commissions
8 to 12 points on funded deals
Fast turnaround
We give you answers quickly so you can close faster
Dedicated ISO support
A real person on your side every step of the way

Questions? We Have Answers.

Ready to Get Funded?

It takes 60 seconds to apply. No hard credit pull. No commitment. Just a real offer based on your real business.

Questions? Call us directly — a real person answers.